Effective 03/29/2010

Automobiles
  Term *Rates as low as
2010-2008 60 months 4.50% APR
2007 60 months 4.80% APR
2006 54 months

4.85% APR

2005 48 months 5.45% APR
2004 & 2003 36 months 5.50% APR
2002 & Older & Loans < $5,000.00            36 months          7.00% APR

 
VISA *Rates as low as 9.90% APR
Overdraft Protection/Personal Line of Credit 14.90% APR
Unsecured Loans *Rates as low as 13.55% APR
Certificate Secured Loans 2% above the certificate rate
Mobile Home Loans *Rates as low as 7.75% APR


APR = Annual Percentage Rate
* Rate based on borrower's credit qualifications, at stated term.
Discount available for automatic payment.
Loans amounts under $5,000 will have a minimum rate of : 7.00% APR

Rates are subject to change without notice.