Whether you're in the market to purchase a new home, refinance your existing mortgage, or make home improvements, GPCU has an affordable mortgage loan solution certain to meet your needs.

First Mortgages
We offer a variety of rates and terms to help you get the mortgage that best fits you.

New Purchases

• Variety of terms - up to 30 years.
• Lock-in rate at application or float with the market (your choice).
• Up to 100% financing available. (USDA Rural Development Guaranteed Rural Housing, subject to availability of funds).

Refinancing

• Variety of terms - up to 30 years.
• 95% no cash out, or
• 80% with cash out.
• Lock-in rate at application or float with the market (your choice).

Mortgages to Fit

• Predictable monthly payments with our conventional fixed-rate mortgage loans.
• Adjustable-rate mortgage loans give you the opportunity for lower interest rates.

Home Equity Loans
You can use the money when you want and for whatever you choose, including:

• Debt consolidation
• Home improvements
• New vehicle
• College expenses
• Vacations

Home Equity Line of Credit

• Revolving line of credit.
• Access with regular checks.
• No initial advance; borrow subsequent advances in increments of $100 or more.
• Low closing costs.

Fixed-Rate Home Equity

• Fixed interest rate.
• Fixed monthly payments.
• Terms up to 15 years.
• Low closing costs.

Contact one of our mortgage specialists at 1.877.775.8175.  Golden Plains Credit Union is where You and Your Home Loan Belong.

New Address
Once you have moved in to your new home, be sure and update your information by filling out a Change of Address form.