Effective 02/3/2012
| Fixed Mortgages – Secondary Market Rates | |
| *Rates as low as | |
| 30 year Fixed |
3.875% |
| 15 year Fixed |
3.000% |
|
| |
| Other Mortgage Loan Rates | |
| Home Equity & HELOC | 6.000% |
| 1st Mortgage Non-Conforming – 15 year Fixed | 7.500% |
| Construction*** | 5.125% |
| ARM | 5.000% |
*Rates are subject to adjustment for LTV, collateral value, credit score, borrowers credit qualification at stated term and loan purpose.
Rates are subject to change without notice.
***Construction loans will be charged a 1% origination fee unless refinanced with the credit union. All mortgage loans refinanced to a lower rate will be charged a 1% origination fee ($100 min).
Services Plus doesn’t apply to Real Estate Loans.
Local servicing for qualified applicants.