Fee Schedule

 

Fee Schedule
Savings Account Fees
Savings Excessive Withdrawal Fee1 $2/withdrawal, if more than six (6) withdrawals per month; If $500 maintained in account, unlimited withdrawals
Christmas Club Account
Excessive Withdrawal Fee1
$2/withdrawal, if more than six (6) withdrawals per month
Looney Tunes
Excessive Withdrawal Fee1
$2/withdrawal, if more than six (6) withdrawals per month
Golden Investors Fund
Excessive Withdrawal Fee1
$7.50/withdrawal, if more than six (6) withdrawals per month
Reg D Transfers Fee2 $20/withdrawal, if more than six (6) convenience withdrawals per month
Checking Account Fees
Overdraft Fee $25/item
NSF $25/item
Overdraft Protection/ Privilege Pay $25/item
Stop Payment Fee $15/request
Check Printing Fee Prices may vary depending upon style
Money Manager Checking
Service Charge Fee
$5/month if the minimum balance is not maintained
Interest Checking Service Charge Fee $5/month if the minimum balance is not maintained
Non-Interest & Student Checking No per month fee, no per check fee and no minimum balance required
Information From or Copy of Cancelled Check Fee $2/check
Counter Checks Fee $2.50/sheet
Bill Pay Fees
Return check due to subscriber error $25
Research Fees
(items over 8 months old)
$30/hour
Stop Payment on Electronic Bill Pay Check Fee $15
Other Service Fees (applicable to all accounts)
Payments by Phone
(credit/debit or check)
$5
Account Reconciliation/ Research Fee $30/hour (1 hr min)
Statement Copy Fee3 $2/copy on open accounts
Statement Copy Fee $5/copy on closed accounts
Items Sent for Collection Fee $10/item
Incoming Collection Item Fee $10/item
Wire Transfer (outgoing) Fee4 $20/transfer
Western Union Fee4 $21
Corporate/Cashiers Check Fee $3/check, 3rd party check, N/C if Young at Heart or payable to member
Stop Payment on Corporate/Cashiers Check Fee $50
Money Order Fee $2 each
Foreign ATM Fee $0.50
Replacement PIN $10
Replacement Debit/ATM/Credit Card $10
Expedited Debit/Credit Card Fee $30
VISA Foreign Transaction Fee 1% of transaction amount
Foreign Currency Order $30/Order
Inactive Account Fee $5/month, after two (2) years and account under $500
Account Closure Fee $10 if closed within three (3) months of open date
Notification of Incorrect Address Fee $2/month
Address Unknown Fee $5/month
Account Reopen Fee $5 if reopened within three (3) months of account closure
Photocopies Fee $0.10 per copy
Fax Fee $1/page
Returned Item $30
Auto-Transfer of Out-Going Funds Fee $0.50/transaction
Check Cashing Charge Fee $1/$100 (Waived if $250 in checking, savings, have active loan, GPCU VISA or CD)
Commercial Non-Member Check Cashing Fee $5/check
Escrow Payment Up to $25
Small Zipper Deposit Bag $4
Large Locking Deposit Bag $10
Garnishment/Levy $15
Safe Deposit Box Key Deposit $10
Safe Deposit Box Drilling Fee $150

Effective 1//2017

1Reg D Fees may still apply.
2Repeated violations will result in account being closed or converted to a checking account.
3Other restrictions may apply.

4If wire is returned, will charge a second wire fee to send again.

The rates and fees appearing in this schedule are accurate and effective for accounts as of the Effective Date indicated on this disclosure.