News and Announcements

Enjoy a low-rate Home Equity Loan

Posted on April 2, 2018

Enjoy a low-rate Home Equity Loan at Golden Plains Credit Union.  We offer all the right options, with just the right interest rate, loan amount and services.

With rates as low as 3.99% APR1 your home is much more than a roof over your head. You can use the money for any purpose. It may be the key to consolidating your debt, making home improvements, taking a family vacation or even buying a new car. Borrow up to 100% of your home's equity and you can re-advance up to your limit as many times as you want during the draw period.

Enjoy easy access to your Home Equity Line of Credit (HELOC) via check, online or in-person at one of our locations. You can transfer funds from your HELOC to your savings or checking account any time. Make easy online payments to your Home Equity Loan thru Golden Plains Online. And you only pay the interest on the principal outstanding balance, not the unused portion of the line.

Apply online today!
 

1Annual Percentage Rate. 3.99% APR is a promotional rate available thru 6.30.18 on all new approved Home Equity Lines of Credit opened between 4.1.18 and 6.30.18. Available on existing HELOC's when a minimum of $5,000 is advanced and paid down on another debt & member requests promo rate. After 12.30.18 the rate, terms and conditions as stated in the Member's Home Equity Plan Disclosure will apply. Limited time offer. The interest rate of 6% is effective as of 4.1.18. The rate adjusts to the constant maturity 1 yr Treasury plus a margin determined at time of loan opening depending on credit score of borrower(s). Current rate is 6% APR. Maximum rate that may apply during the life of the loan is 13% APR. A balloon payment may result at the end of the term. Qualification is based on assessment of the individual credit worthiness and our underwriting standards. Program rates, terms and conditions are subject to change without notice. Certain restrictions apply. Consumer should consult tax advisor for further information regarding deductibility. 

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