Skip to main content

Make it your Dream Home

Your home is much more that a roof over your head.

With rates as low as 2.99% APR1 you can tackle project after project. And the best part is you can use the money for any purpose! It may be the key to home improvements, education expenses, large medical bills, debt consolidation, a new vehicle or whatever you like. Borrow up to 100% of your home's equity and you can re-advance up to your limit as many times as you want. 

Enjoy easy access to your Home Equity Line of Credit (HELOC) via check, online or
in-person at one of our locations. You can transfer funds from your HELOC to your savings or checking account at any time. Making payments online is easy with Golden Plains Online banking. And you only pay the interest on the principal balance and not the unused portion of the line. 

This is a limited time offer. Certain restrictions apply. Click here to apply online today!
 

1Annual Percentage Rate. 2.99% APR is a promotional introductory rate on most new, approved home equity lines of credit opened between 4.1.21 and 9.30.21 and existing HELOCs when a minimum of $5,000 is advanced and member requests promo rate. The introductory promo rate of 2.99% APR ends 12.30.22 and the rate, terms and conditions as stated in member's home equity plan disclosures will apply. Limited time offer. The rate will not vary below 6.00% APR or above 13.00% APR. The current rate is 6.00% APR as of 4.1.21. The rate adjusts to the constant maturity 1 yr. Treasury plus a margin determined at time of loan opening depending on credit score of the borrower(s). Qualification is based on assessment of individual creditworthiness and our underwriting standards. Property insurance is required. Consult your tax advisor regarding the deductibility of interest. Program, rates, terms and conditions are subject to change without notice. Certain restrictions apply. Federally insured by NCUA. Equal Housing Lender.