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Stimulus Payment FAQs

What you need to know about a third round of COVID-19 relief payments

A third round of stimulus checks officially received the green light March 11. Here is what to expect as the most recent infusion of COVID-19 relief is distributed.

How will my stimulus payment arrive?

Stimulus checks arrive by the same method a tax return would arrive. If you have bank or credit union account information on file with the IRS, your payment will most likely arrive by direct deposit.

In other cases, eligible recipients will receive a paper check or prepaid debit card by mail.

How will I know when I’ve received my payment?

Use Golden Plains Online banking or GPCU Mobile app to be on the lookout for your stimulus payment. (Please note we are expecting high call volume as a result of these payments so using these online tools should save you time.)

At Golden Plains, each day’s stimulus payments will post by 9 a.m. CST.

When should my payment arrive by?

As with the first two stimulus checks, the IRS processes the payments. Typically, direct deposit payments arrive first, while paper checks and debit cards may take longer.

What if I haven’t received my payment yet?

If the information the IRS has on file is incorrect, you may experience a delay.

The IRS provides progress reports and updates about stimulus checks at

What do I need to do to receive my payment?

Nothing. If you are eligible, the payment should reach you automatically using the account or address information the IRS already has on file.

What if my information is now different?

Stimulus payments sent to accounts that are incorrect, missing, or closed will be returned to the IRS.

If your account information has changed, visit this page on the IRS website to learn more about your options.

Am I eligible for a stimulus payment?

To be eligible for a stimulus payment, you must:

  • Be a U.S. citizen or resident alien
  • Not be claimed as a dependent by another taxpayer
  • Have adjusted gross income under certain limits (see below, “How much will my stimulus payment be?”)

Additional eligibility requirements also apply. Contact the IRS for a breakdown of criteria, and keep in mind the website is regularly updated as new information becomes available.

How much will my stimulus payment be?

Eligible individuals will receive up to $1,400 for individuals or $2,800 for married couples and up to $1,400 for each dependent, regardless of age.

In order to receive the full amount, the adjusted income for individuals can be up to $75,000 ($150,000 for married couples filing jointly). Above those amounts, the payment is reduced, or the individual may not be eligible.

The income will be based on the most recent tax return on file with the IRS. For instance, if your 2020 return is already filed, the IRS will base your eligibility on that return.