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This one's on the House

Enjoy the flexibility of our short-term, fixed rate Home Equity Line of Credit (HELOC).  You can use the money for any purpose!  There is no application fee and there are no closing costs.  Borrow up to 100% of your home's equity.  With our HELOCs, you only pay interest on the principal balance, not the unused portion of the line.  And you can re-advance up to your limit as many times as you want during the draw period.  With Golden Plains Online, access to your HELOC is easy.  You can transfer the funds from your HELOC to your savings or checking account at any time.  Click here to apply online today! 


1 Annual Percentage Rate. The fixed 3.99% APR is a promotiona rate available on most new, approved 7-year fixed rate HELOC loan plans opened between 4.1.21 and 3.31.22.  Higher APRs apply for credit scores below 625. 2Short-term is a 7-year HELOC (2 year draw with repayment plus 5-year repayment period). Limited time offer. If your payment is more than 12 days late, we may charge you 5.0% of the payment or $25 whichever is less. Qualification is based on assessment of individual creditworthiness and our underwriting standards. Property insurance is required. Consult your tax advisor regarding the deductibility of interest. Program, rates, terms and conditions are subject to change without notice. Certain restrictions apply. Federally Insured by NCUA. Equal Housing Lender.