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Unlock the Equity

When life happens, your home's equity is there for you. 

With rates as low as 3.99% APR1 your home is much more than a roof over your head. You can use the money for any purpose. It may be the key to debt consolidation, home improvements, education expenses, large medical bills, a new vehicle or whatever you like. 

Enjoy easy access to you Home Equity Line of Credit (HELOC) via check, online or in-person at one of our locations. You can transfer funds from your HELOC to your savings or checking account at any time. Making payments online is easy with Golden Plains Online banking. 

This is a limited time offer. Certain restrictions apply. Click here to apply online today!

1Annual Percentage Rate. 3.99% APR is a promotional introductory rate on most new, approved home equity lines of credit opened between 4.1.20 and 6.30.20 and existing HELOCs when a minimum of $5,000 is advanced and member requests promo rate. The introductory promo rate of 3.99% APR ends 12.30.20 and the rate, terms and conditions as stated in member’s home equity plan disclosures will apply. Limited time offer. The rate will not vary below 6.00% APR or above 13.00% APR. 2The current rate is 6.00% APR as of 4.1.20. The rate adjusts to the constant maturity 1 yr. Treasury plus a margin determined at time of loan opening depending on credit score of the borrower(s). Qualification is based on assessment of individual creditworthiness and our underwriting standards. Property insurance is required. Consult your tax advisor regarding the deductibility of interest. Program, rates, terms and conditions are subject to change without notice. Certain restrictions apply. Federally insured by NCUA. Equal Housing Lender.