Consumer Rates

Effective 01/23/2018 Print a Copy
Automobiles
  Rates as low as
2018-2014 4.25% APR
2013-2010 4.25% APR
2009 or Older 7.25% APR
   
   
   
Consumer Loans
VISA Rates as low as 9.90% APR1
Overdraft Protection/Personal Line of Credit 14.90% APR2
Signature Secured Loans Rates as low as 13.55% APR3
Certificate Secured Loans 2% above the certificate rate
Mobile Home Loans Rates as low as 5.75% APR3

APR = Annual Percentage Rate
1No Annual Fee, no Cash Advance Fee and no Balance Transfer Fee on Platinum, Golden Rewards and Classic Plus cards. Minimum Finance Charge $1, Late Payment Fee $25, Returned Payment Fee $25, International Fee 1%. 
Rate based on borrower's credit qualifications. Actual qualified rate may vary.
2Fixed APR. Late Payment Fee of 5% of the unpaid amount of the installment or $25, whichever is less may apply if payment is more than 12 days past due.
3Rate based on borrower's credit qualifications. Actual qualified rate may vary.
Rates are subject to change without notice.