APR = Annual Percentage Rate.
1Rates are subject to adjustment for LTV, collateral value, credit score, borrowers credit qualification, term and loan purpose.
Rates are subject to change without notice.
2Adjustable rate loan. The APR is based on the value of an index. The index is the weekly average yield on United States Treasury securities adjusted to a constant maturity of one year. To determine the APR that will apply to your line of credit, we add a margin (2.75%-5.50%) to the value of the index and round to the nearest .125%. The maximum APR that can apply during the line of credit is 13% and the minimum APR that can apply during the line of credit is 6%. $150 origination fee, $30 return check fee, $25 over the limit fee.
Services Plus doesn’t apply to Real Estate Loans.
Local servicing for qualified applicants.
Payment does not include taxes and insurance.
Property insurance is required.
Consult your tax advisor regarding the deductibility of interest.
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