Savings Dividend Rates

Effective 10/16/2017 Print a Copy
Certificates            10/23/2017 thru 10/29/2017
Balance $500-$9,999 $10,000-$24,999 $25,000 & Over
  Div Rate APY Div Rate APY Div Rate APY
6 Month 0.31% 0.31% 0.36% 0.36% 0.41% 0.41%
12 Month 0.41% 0.41% 0.56% 0.56% 0.61% 0.61%
18 Month 0.46% 0.46% 0.61% 0.61% 0.66% 0.66%
24 Month1 0.56% 0.56% 0.81% 0.81% 0.86% 0.86%
24 Month Variable TBill 1.49% 1.50% $500 and up No tiers
30 Month 0.61% 0.61% 0.86% 0.86% 0.91% 0.91%
48 Month 0.71% 0.71% 0.96% 0.96% 1.01% 1.01
60 Month 0.91% 0.91% 1.36% 1.37% 1.41% 1.42
36 Month Variable IRA 1.63% 1.64% Minimum Deposit $1,000 Additional Deposits $500

APY=Annual Percentage Yield
1Security plus certificate allows the option to raise the dividend rate to the current 24 month dividend rate one time during the term with a minimum investment of $2,000.
1Add 0.10% for all Jumbo certificates ($100,000 and over).
Maximum Dividend Rate increase for any CD/IRA is 0.35% except 12-month which has a 0.25% maximum increase.

PENALTY FOR EARLY WITHDRAWAL OF A CERTIFICATE - The loss of 90 days dividends on certificates issued for 12 months or less and the loss of 180 days interest on certificates issued for more than 12 months. There is no penalty for early withdrawal after the death of the owner of any certificate. Early withdrawal penalty on IRA certificates will be waived for members age 59 1/2 or older for taxable withdrawals and periodic payments only. The waiver will not apply to rollover or direct transfer withdrawals.

Golden Investor Fund 10/23/2017 thru 10/29/2017
Balance Dividend Rate APY
$0-$999 0.00% 0.00%
$1,000-9,999 0.11% 0.11%
$10,000-$24,999 0.13% 0.13%
$25,000 & Over 0.16% 0.16%
Dividends are calculated daily & paid weekly. Up to six withdrawals per month. $1,000 Minimum Balance.
Share Dividend Rates           10/23/2017 thru 10/29/2017
  Savings IRA Savings Christmas Club
Balance ($10 MIN.) Div Rate APY Div Rate APY Div Rate APY
$10-$2,000 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%
$2,001-$9,999 0.11% 0.11% 0.11% 0.11%    
$10,000-$24,999 0.13% 0.13% 0.13% 0.13%    
$25,000 & Over 0.16% 0.16% 0.16% 0.16%    

APY=Annual Percentage Yield
Dividend rates are subject to change without notice.
Fees may reduce earnings on your account.
All stated balances are required in order to earn the stated APY. The dividend rate may change after the account is opened.


Each member account is insured to $250,000 by NCUSIF (National Credit Union Share Insurance Fund). IRA's are insured separately up to $250,000.

Golden Rewards Checking Account 10/23/2017
Dividends paid monthly.
When the monthly requirements2 are met you will receive the following dividend rate & annual percentage yield:
Balance Div Rate APY
$0-$25,000 2.24% 2.26%
$25,000 & Over 0.16% 0.16%
2Monthly requirements include: 
Complete 10 GPCU VISA check card transactions that post & clear your account, receive GPCU e-statements and log-on to Golden Plains Online.
When the monthly requirements2 are not met, you will receive the following dividend rate & annual percentage yield:
  Div Rate APY
  0.05% 0.05%
Money Manager Checking Account    10/23/2017
Balance Div Rate APY
$0-$2,499 0.00% 0.00%
$2,500-9,999 0.11% 0.11%
$10,000-$24,999 0.13% 0.13%
$25,000 & Over 0.16% 0.16%
Dividends paid monthly. $5 service charge if monthly Balance falls below $2,500.
Young at Heart Checking Account   10/23/2017
Balance Div Rate APY
$1,000-9,999 0.10% 0.10%
$10,000-$24,999 0.13% 0.13%
$25,000 & Over 0.16% 0.16%
Dividends paid monthly. $5 service charge if monthly Balance falls below $1,000.
Checking & Student Checking Account
10/23/2017
 Balance Div Rate APY
Each day Balance is $750 or more 0.05% 0.05%
$5 service charge if monthly balance falls below $500 on regular Checking accts only.