1Security plus certificate allows the option to raise the dividend rate to the current 24 month dividend rate one time during the term with a minimum investment of $2,000.
1Add 0.10% for all Jumbo certificates ($100,000 and over).
Maximum Dividend Rate increase for any CD/IRA is 0.35% except 12-month which has a 0.25% maximum increase.
PENALTY FOR EARLY WITHDRAWAL OF A CERTIFICATE - The loss of 90 days dividends on certificates issued for 12 months or less and the loss of 180 days interest on certificates issued for more than 12 months. There is no penalty for early withdrawal after the death of the owner of any certificate. Early withdrawal penalty on IRA certificates will be waived for members age 59 1/2 or older for taxable withdrawals and periodic payments only. The waiver will not apply to rollover or direct transfer withdrawals.
Dividend rates are subject to change without notice.
Fees may reduce earnings on your account.
All stated balances are required in order to earn the stated APY. The dividend rate may change after the account is opened.
Each member account is insured to $250,000 by NCUSIF (National Credit Union Share Insurance Fund). IRA's are insured separately up to $250,000.
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