What is a Credit Union?

A credit union is a not-for-profit cooperative financial institution. A cooperative is a business that belongs to the people who use it and operates for the sole purpose of benefiting its members. Credit unions are owned by the people who use them.

Credit unions are formed by members to serve anyone in the field of membership. Members pool their savings, lend to one another, and own the organization where they save, borrow and obtain financial services. Members democratically operate the credit union under state or federal regulation.

The Credit Union Difference:

  • You are a member-owner of the credit union.
  • Your Board of Directors and Committee members are volunteers.
  • Any additional income the credit union achieves from your participation goes right back to you in the form of convenience, better rates and lower fees.
  • GPCU focuses on member service, instead of profit.
  • You vote for your Board of Directors at our Annual Meeting. Each member gets one vote.
  • GPCU is convenient with 15 locations in Western, Central and Southeast Kansas. We also have Golden Plains Online and GPCU Mobile to provide you access to account information 24 hours a day, 7 days a week.