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Credit Cards

Our credit cards offer you the power of choice, so you can get what you want from your credit card. Whether you want purchasing power or a cash back feature, we have a card for you. Do you need to establish credit? Try our VISA Classic credit card.

One unique feature of our credit cards is they are handled locally. There's no need to mail your payment in two weeks early. Simply drop off your payment at one of our locations.

VISA Platinum

Enjoy the exceptional benefits and higher spending limits of a GPCU VISA Platinum! With credit lines beginning at $5,000 and a low fixed APR, our VISA Platinum provides you with the purchasing power you deserve.

  • No annual fee.
  • 7.9% six-month introductory rate.
  • 9.9% fixed-rate.
  • $5,000 minimum credit line.

Minimum Finance Charge $1, Late Payment Fee $25, Return Payment Fee $30, International Fee 1%. View the additional terms and conditions of this card.  Read the VISA credit card agreement for this card.

VISA Golden Rewards

Enjoy the cash back feature of a GPCU VISA Golden Rewards! Earn as much as 1% back on your annual purchases, with credit lines beginning at $2,000 and a low fixed-rate APR. Use your Golden Rewards to pay for everything from hotel reservations to your phone bill and enjoy the many benefits this card has to offer.

  • No annual fee.
  • 9.9% six-month introductory rate.
  • 11.9% fixed-rate.
  • $2,000 minimum credit line.

Minimum Finance Charge $1, Late Payment Fee $25, Return Payment Fee $30, International Fee 1%. View the additional terms and conditions of this card.  Read the VISA credit card agreement for this card.

VISA Classic Plus

With no annual fee, free balance transfers, and credit lines beginning at $500, our VISA Classic Plus provides the convenience and security you deserve. VISA's zero liability policy guarantees maximum protection against fraud and worldwide acceptance makes shopping anywhere a breeze!

  • No annual fee.
  • 9.9% six-month introductory rate.
  • 13.9% fixed-rate.
  • $500 minimum credit line.

Minimum Finance Charge $1, Late Payment Fee $25, Return Payment Fee $30, International Fee 1%. View the additional terms and conditions of this card.  Read the VISA credit card agreement for this card.

VISA Classic

For borrowers just starting out or members wishing to reestablish credit, our VISA Classic is designed for you. With a low introductory APR and credit lines beginning at $300, the VISA Classic is a great way to build your credit history. Share-secured cards are also available with this great product.

  • Perfect for establishing credit.
  • 11.9% six-month introductory rate.
  • 15.9% fixed-rate.
  • $300 minimum credit line.

Minimum Finance Charge $1, Late Payment Fee $25, Return Payment Fee $30, International Fee 1%. View the additional terms and conditions of this card.  Read the VISA credit card agreement for this card.

Apply for a Golden Plains' VISA credit card.

Lost or Stolen VISA Credit Card

If you have a lost or stolen VISA Credit Card, please call 1.866.592.0978 to report it.