Golden Plains Credit Union values your interest in learning more about our products and services and we are committed to protecting the personal privacy of the visitors to our web site. It is our policy to limit the collection and storage of personal information necessary for us to administer our business, provide you with quality service and offer you opportunities we think might by of interest. We do not disclose any personal information collected from our web site to unaffiliated organizations.
When you visit any web site, your "IP address" is recorded. We collect IP addresses for the sole purpose of tracking information and to compile statistics to help us improve the site so that its users will find it more helpful and informative. The information is used solely for these analytical purposes and is discarded after use. IP address information is not distributed to third parties.
To provide you with greater access of information, Golden Plains Credit Union's web site contains links to other sites. While we hope these sites join us in respecting your privacy, Golden Plains Credit Union is not responsible for the content or privacy practices of these other web sites.
We will never send you an email asking for personal information such as your account number, ATM card number, PIN number, social security number or login information.
If you have any questions or comments about our privacy practices, you can contact us at memberservices-gpcu@gpcu.org.
WHAT DOES GOLDEN PLAINS CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account balances
- credit card or other debt and credit history
- income and payment history
When you are no longer our member, we continue to share your information as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Golden Plains Credit Union chooses to share; and whether you can limit this sharing.
How does GPCU share your information?
| Reasons we can share your personal information |
Does Golden Plains Credit Union share? |
Can you limit this sharing? |
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus |
Yes |
No |
| For our marketing purposes — to offer our products and services to you |
Yes |
No |
| For our affiliates’ to market to you |
Yes |
No |
| For joint marketing with other financial companies |
Yes |
No |
| For our affiliates’ everyday business purposes — information about your transactions and experiences |
No |
We don't share |
| For our affiliates’ everyday business purposes — information about your creditworthiness |
No |
We don't share |
| For nonaffiliates to market to you |
No |
We don't share |
Questions?
Call toll-free 1.800.825.7661 or go to www.gpcu.org
Who We Are
Who is providing this notice?
Golden Plains Credit Union
What We Do
How does Golden Plains Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Golden Plains Credit Union collect my personal information?
We collect your personal information, for example, when you
- open an account or apply for a loan
- give us your income information or provide employment information
- provide account information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes (information about your creditworthiness)
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Golden Plains Credit Union has Golden Plains Insurance Agency, LLC
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates we share with can include insurance companies, government agencies, plastic card processors (credit/debit/ATM), mortgage companies, consumer reporting agencies, data processors, check/share draft printers, and direct marketing companies
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include advertising/marketing agencies, CUNA Mutual Group's MEMBERCONNECT, and credit card companies