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Now even more rewarding!

Receive a new higher rate with Golden Rewards Checking! This is a FREE checking account that pays a phenomenal 4.06% APY1 with ATM refunds nationwide2 . To earn these rewards, simply meet the following monthly requirements:

1) Complete 10 VISA debit card transactions.
2) Enroll and receive e-Statements.
3) Access Golden Plains Online before 5 pm on the last day of the month.

There is no minimum balance required and there are no maintenance fees on this FREE checking account. You will automatically qualify for 4.06% annual percentage yield and ATM refunds the first month you open your Golden Rewards Checking account. Earning this fantastic interest rate is as simple as banking in ways that are likely already familiar to you. Apply online today!


1Annual Percentage Yield. 4.06% APY paid on balances between one penny and $25,000 and 0.16% APY paid on all amounts above $25,000 each cycle the minimum requirements are met. If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.05% APY however it will not receive ATM refunds for that time period. Rates as of 1.1.24. We may change the interest rate and APY at any time after the account is opened. No minimum balance is required. However you must deposit a minimum of $100 to open this account. Available to consumer accounts only. 2ATM refunds up to $25 per cycle if requirements are met.