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Unlock More with Gold Access Checking!

Your favorite checking account has a new name!  Golden Rewards Checking is now called Gold Access Checking. It is the same great account with all the amazing benefits, just with a brand new name.

Now you can enjoy a new higher rate with Gold Access Checking!  This checking account pays a phenomenal 4.06% APY1 with ATM refunds nationwide2.  To earn these rewards, simply meet the following monthly requirements:

1) Complete 10 debit card transactions.
2) Enroll and receive e-Statements.
3) Access Golden Plains Online before 5 pm on the last day of the month.

There is no minimum balance required and there are no maintenance fees. You will automatically qualify for 4.06% annual percentage yield and ATM refunds the first month you open your Gold Access Checking account. Earning this fantastic interest rate is as simple as banking in ways that are likely already familiar to you.  Apply online today!

1APY = Annual Percentage Yield. Rates are subject to change after account opening. APY accurate as of 9.1.2026. Membership eligibility required. Account benefits are subject to account qualification requirements and may change without notice. If the monthly account requirements are met, you will earn a 4.06% APY for balances up to $25,000 and 0.16% APY on the remaining balances over $25,000. If the monthly account requirements are not met, you will earn 0.05% APY. Monthly account requirements include: 1) Log-on to Golden Plains Online at least once per monthly qualification cycle 2) Complete 10 debit card transactions that post and clear per monthly qualification cycle 3) Receive e-Statements. 2ATM fees are refunded, not waived. You will be charged ATM fees on all ATM transactions but if you meet the monthly account requirements listed above, the ATM fees will be reimbursed up to $25 at the end of your monthly qualification cycle. Minimum $100 deposit to open account. Available on consumer accounts only. No monthly service charge. Activity fees may apply. See gpcu.org for Account Disclosure and complete details. Federally insured by NCUA.